We’re Slurping in Obama’s Spaghetti!

Obama's spaghettiIn my former career as a Marketing Manager, when we had idea-creation meetings, we would throw out any thought that came to mind then someone would record all the ideas on a placard and tape them to the wall. That is the  ”throw the spaghetti against the wall to see what sticks” process.

Throwing spaghetti is what Obama has been doing in trying to fix the housing doldrums. So far, he’s thrown six different mortgage financing directives up against the wall, and they’re not sticking because they were poorly planned. They merely make good sound bytes for an election year.

Wall Street Journal’s Smart Money just listed five of the mortgage stimulus programs and recorded their success … or rather non-success.

HAMP (Home Affordable Modification Program)

  • Projected to help 3-4 million homeowners
  • Actually helped 933,000

HARP (Home Affordable Refinance Program)

  • Projected to help 4-5 million homeowners
  • Actually helped nearly 1 million

FHA Short Refi Program

  • Projected to help 4 million homeowners
  • Actually helped 880,000

FHA Secure

  • Projected to help 80,000 homeowners
  • Actually helped 3290

Hope for Homeowners

  • Projected to help 400,000 homeowners
  • Actually helped 764

Read the Wall Street Journal article

Read National Association of Realtors Opinion of Obama’s 2012 Budget

A rising TIDE lifts all boats … until the cops get there

When I list a home, I give the homeowner a sheet that has a list of safety precautions. Then we discuss what and why they need to do (or not do) certain things to keep themselves and their possessions safe.

Well, it seems I need to add another item to the list of things to hide or secure in addition to jewelry, account numbers and prescription drugs. You’re probably not going to believe THIS one. I’ll leave you in suspense. You’ve GOT to read this article. THE NEW FAVORITE OF  DRUG DEALERS

Our Tax Rates Keep Going Up … Surprised?

Every year after the local property tax rates are published on the Auditor’s web site, I update a tax graph that compares the various rates for nearby school districts. I frequently get questions or requests from readers regarding these graphs.

Well, I just updated the graph again and this year there were some noticeable changes in the districts’ relationships with each other. Most noticeable is that the top tax rate is now approaching $100 (that’s per $1000 of assessed value). For all prior years, New Albany had the highest tax rate by far. Now the Hilliard district is higher than New Albany’s. There are other changes as well. For comparison, view the graph I posted a year ago to see how much things have changed. View 2011 graph.

2012 Tax Rates by Central Ohio School District

2012 central ohio tax rates by school district

Click to enlarge. Note that the base is at $20 not $0

NOTE: On March 6, Westerville approved a school levy. I doubt that the increase of that levy has been incorporated into the Auditor’s web site data at this writing.

Ohio Unemployment Declines Again in January

Ohio is on a roll! Unemployment rate dropped again for January, going from 7.9% in December to 7.7% in January. That compares quite favorably to the 9.5% rate in December 2010 before the new governor, John Kasich, took office.

In December 2010, 560,000 people were unemployed. In December 2011, 458,000 were unemployed, and it further dropped to 447,000 in January 2012.

In January 2012, 5,127,100 people were employed vs 5,094,300 in December 2011. That’s an increase of 32,800 people who now have a paycheck.

Let’s hope the Governor continues his successes to bring or keep businesses here in Ohio which will certainly help our housing market. Now if the gas price issue would get fixed, we’d be in better shape.

gas price Feb 28 in Powell OH

Real Living HER is #1 in Home Sales

2011 Broker Share of Market is in and Real Living HER maintains its #1 status again. No other broker even comes close. For the entire 2011 year, Real Living HER agents sold 6,184 units. The next nearest competitor (CBKT – 4681) sold only 76% of the number that Real Living HER agents sold.

2011 Broker Homes Sold in central Ohio

Click to enlarge chart, then click again

Many home sellers and buyers select their agent first and the broker second, however, in order for the agent to do a stellar job for the client, it’s important for the agent to have access to the best techie tools, internet exposure, and marketing materials to provide the client with the best service. That’s where Real Living HER really shines.

If you’re planning to sell or buy this Spring, make sure you choose the #1 broker. Give me a call and we’ll get started.

Wylie Coyote finds a home in Delaware County

coyotes now in Delaware County, Ohio

The City of Delaware held a meeting last night at the YMCA to inform residents about the influx of coyotes into the area. There was so much interest that the Community Room was filled to overflowing with people needing to sit on the floor in the aisle and standing outside the room.

The meeting was led by Marne Titchenell, Extension Specialist for OSU. She did a great job while answering questions during her presentations. She covered such subjects as (1) appearance, (2) habitat & habits, (3) preferred food and (4) recommendations for residents.

Appearance

  • They’re the size of a medium-sized dog, around 30-40 lbs.
  • Their coat may resemble that of a wolf (none in Ohio) or a German Shepherd dog.
  • Coyotes carry their tail downward unlike a dog who usually carries their tail upward, especially when running.
  • Their eyes are more yellow-gold unlike a dog which usually has dark brown eyes.

Habitat/Habits

  • They tend to avoid humans yet may live within human’s area, staying concealed within brush, woods, thickets.
  • They are territorial and one family will stay within their marked area. They mate for life. A litter can be 3-11 pups but this seems to depend on availability of food.
  • Much of their hunting is done after dark, especially in urban areas.
  • Breeding season is Jan-Mar and they may be somewhat more aggressive during this period.
  • Rabies does not seem to be a problem in the species.

Preferred Food

  • They primarily hunt for small mammals: voles, rabbits, mice/rats, chipmunks. They may feed on road-kill deer or new-born fawns. Their removal of rats can be very beneficial to humans.
  • In urban areas, they’ll eat the food we leave behind like hamburgers & fries. Outside dog food is an attractant.
  • Research has shown that while they will kill cats, they don’t seem to eat them. Outside cats seem to be viewed as a competitor for the food supply of voles and mice.
  • They have been known to kill small dogs and to eat the dogs. Apparently dogs taste better than cats.

Recommendations for residents

  • Minimize a food source near your home. Eliminate outdoor pet food. Bird feeders may attract underground voles which can attract the coyotes.
  • Don’t allow cats outside to roam. Keep a close eye on small dogs when let out in the evening. If walking a small dog on a leash in the evening, keep it on a short leash near you.
  • If they repeatedly come into your yard, make a ‘noise’ container by filling a pop can with pennies, bolts or other similar metal pieces. Then shake the can to make a racket which will scare them away. Yelling and waving your arms will also do the trick.
  • Remember they can be beneficial by ridding an area of rats and mice, but don’t take special steps to bring them into your yard.

During the 18 months that I lived in Tucson, coyotes were merely a fact of life. Every evening while sitting on my patio, I could hear their howlings as they gathered for their nightly hunt. It was fitting for the surroundings as were the nasty, smelly javelinas. I didn’t worry about my the two Dobermans I had then, as they were much bigger than the coyotes. As for The Murph, I’m glad he has the benefit of a fence when he goes out at night.

Read about the Coyote Project research conducted in Cook County (Chicago).